Home Ownership

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The following links have been selected and vetted by our librarians for quality, currency and relevance. However, by clicking on any of the links listed on this page you will be REDIRECTED to those web sites which are independent from the City of Palm Springs.


360 Degrees of Financial Literacy
For many, the American dream still means owning a home.  Whether you’re buying for the first time, refinancing or beginning home improvements, you need to understand the complex issues involved. 

Flood Insurance Information
The City of Palm Springs is the only city in the Coachella Valley that participates in the National Flood Insurance Program Community Rating System. Currently the city has a CRS rating of 8, giving all our residents a 10% discount on Flood Insurance.

Freddie Mac
Providing liquidity, stability and affordability to the housing market.

Ginnie Mae
To expand affordable housing in America by linking global capital markets to the nation's housing markets.

Home Ownership Preservation Foundation
To help homeowners avoid foreclosure. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners free of charge. 

Money Geek: Mortgages
Whether you are buying your first home or refinancing a mortgage, you will probably have many questions along the way. What’s the best loan type? What does it take to qualify? What are my rights? How do I find a good lender? Is what the lender told me really true? How do I get the best deal?

Money Geek can help you answer those questions with smart tools and independent information, including straightforward explanations, Q&A with experts and comparison calculators that quickly get to the point. Find quick summaries and in-depth information about loan programs such as FHA, VA, USDA and reverse mortgages, along with step-by-step guides and a series of resources to help you as a homeowner or a homebuyer.

U.S. Department of Housing and Urban Development
Tips on Home buying.